KartaPay, the payment aggregator in Comoros

You are a physical point of sale or an e-merchant? Accept payments easily via MVola, Holo, etc., with our complete payment solution.
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KartaPay, for professionals

KartaPay, for professionals

Are you a fisherman, artisan, farmer, shopkeeper or e-merchant, eco-tourist, public service, etc.? With a Holo or Mvola account, register with KartaPay and start receiving payments via Holo or Mvola. Your customers can pay online or in-store via a secure QR code. You benefit from complete tracking of your Holo and Mvola sales history on a single, intuitive and easy-to-use graphical interface.
KartaPay, for professionals

KartaPay, for individuals

If you have a Holo or Mvola account, sign up for KartaPay to make Holo or Mvola payments. Pay online on e-commerce sites or in physical stores by secure QR code. Even without an Internet connection, KartaPay will assist you with your transactions. You'll also benefit from a complete history of your Holo and Mvola purchases, accessible via a clear, intuitive graphical interface.

A unique platform to receive payments, secure your income and manage your finances

Instant payments

Accept payments in your physical point of sale via a secure QR code or online payments on your e-commerce site.

All-in-one integration

Make a single integration to have multiple payment solutions: MVola, Holo, etc. You can also connect KartaPay with your ERP, etc.

Intuitive dashboard

Manage your finances with a global view of your transactions. Send links to your customers for remote payment of invoices.

Financial inclusion

KartaPay simplifies digital payments for individuals and businesses. This improves the traceability of transactions and the financial inclusion.
KartaPay, for professionals

A free instant payment service

At KartaPay, we put financial inclusion at the heart of our social action. Aware of the challenges facing our restaurateurs, fishermen, farmers, artisans, and shopkeepers - including our valiant Volo Volo vendors - we offer our instant payment service completely free of charge, with no hidden fees.

New HOLO rate card

HOLO is an electronic wallet, a 100% mobile bank account that saves you time thanks to a network of authorized agents throughout the Comoros.HOLO is an electronic wallet, a 100% mobile bank account that saves you time thanks to a network of authorized agents throughout the Comoros.
The rate applied to HOLO is 1.5% for all transactions.
Amount in (KMF)Fees(KMF)
1001.5
5 00075
25 000375
50 000750
75 0001 125
100 0001 500
200 0003 000
250 0003 750
500 0007 500
750 00011 250
1 000 00015 000

New Mvola rate card

CASH TRANSFERTo a Mvola subscriber
Min(Fc)Max(Fc)
11 00050
1 0015 000100
5 00110 000150
10 00125 000200
25 00150 000250
50 001100 000450
100 001150 000500
150 001200 000600
200 001300 000700
300 001500 000800
500 001800 000900
800 0011 000 0001000

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